# Hawaladar *A Hawaladar is an expert in informal finance and trusted intermediary for value transfers, particularly in communities where formal financial systems are inaccessible or inefficient. Their role is defined by reputation, precision, and discretion, operating as a key figure in global networks of trust-based commerce.* ## Skills - Business - Persuade - Bureaucracy - Culture/Any (except criminal) - Language - Security ## Equipment - Portable ledger - Cylinder seal - Comm key ## Related - [Golden Triangle Company](/swn-golden-triangle/golden-triangle-company/) (faction) - [Counters Guild](/swn-golden-triangle/counters-guild/) (faction)